Klarna, a Swedish fintech giant in 45 countries known for offering “buy now, pay later” (BNPL) services, is ready to explore cryptocurrency.
Klarna is well known among veteran shoppers for allowing split purchases and installment payments. The platform is particularly popular among shoppers at Genz and Millenial.
Klarna co-founder and CEO Sebastian Siemiatkowski has caught the attention of the crypto world after posting about accepting cryptography in X.
On February 8, 2025, Siemiatkowski wrote:got it. I'll give up. Klarna and Me accept the code! More coming.
“But I still feel that it's historic,” Siemiatkowski said. “To embrace that, the world's last big fintech. Someone had to be the last. And it's also a kind of milestone.”
got it. I'll give up. Klarna and Me accept the code! More coming
yes i know! This post will get sighs and 2 views
But that still feels historically. The world's last big fintech to embrace it. Someone had to be the last one. And it's also a milestone of sorts…
– Sebastian Siemiatkowski (@klarnaseb) February 8, 2025
He said, “Yes, I know! In this post, there's a sigh and two viewings.” This is clearly not true. Shortly after this post, most media houses picked up the news.
cCompetitors such as PayPal, Block (formerly Square) and Revolut have already made progress in the crypto space.
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“Please tell us what we should do with that,” Klarna CEO asks Crypto fans
Currently, Klarna has 85 million users and 100 billion people worldwide. Klarna's CEO said about 30% of the volume is debit rather than trust.
Additionally, the company has 500,000 merchants. Klarna also has over 1 million cards.
“I have a few ideas, but I'd like to hear more!” Siemiatkowski urges Crypto fans to suggestions on how to integrate Crypto.
My kid was so excited about Klarna, Crypto and Bitcoin that he pushed me to do a song about it.
I think it's quite heavy
EuroVision Next!!! https://t.co/rwh8qyephz pic.twitter.com/t0oirpgnlv
– Sebastian Siemiatkowski (@klarnaseb) February 9, 2025
With its large user base, Klarna could potentially promote adoption by entering the crypto space.
For users, Klarna's Crypto Integration can provide new ways to pay, store and invest. Cryptocurrency payments can provide more flexibility at checkout, especially for international transactions where traditional currency conversion fees can be high. Additionally, features such as cryptocurrency and investment tools can attract young, tech-savvy consumers who are already familiar with digital assets.
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