   
Matt Hamilton, a former Ripple executive and crypto enthusiast, has suggested that XRP could soon surpass Bitcoin as the dominant cryptocurrency.
On a recent 'Mr. YouTube's 'M Podcast', Hamilton had a lively discussion with long-time Bitcoin advocate DaVinci Jeremy about the future of these two prominent digital currencies. As an avid supporter of XRP, Mr. Hamilton highlighted several key advantages that he believes will lead to greater success for XRP compared to Bitcoin.
“XRP was developed to solve some of the problems faced by Bitcoin, particularly scalability and energy usage.” he stated. He pointed out that using the XRP Ledger reduces transaction times and increases the amount of transactions per second, making it more practical to use on a daily basis.
“While Bitcoin can only process a limited number of transactions at a time, XRP’s infrastructure is designed for high throughput, making it ideal for financial institutions and payment providers.” he added.
Meanwhile, expert DaVinci Jeremy, who accurately predicted Bitcoin's early success, countered Hamilton's argument by emphasizing Bitcoin's decentralized nature and resistance to censorship. He argued that Bitcoin provides a monetary system that is not subject to manipulation by governments or banks, a fundamental aspect essential to achieving financial sovereignty.
 Jeremy further highlighted the decentralized nature of Bitcoin and the security provided by its proof-of-work consensus mechanism. “With Bitcoin, we can be confident that no one can change the rules of the game without the consent of a majority.” he declared.
Hamilton countered these points by saying that while Bitcoin has established itself as digital gold, it struggles with real-world use cases. “Bitcoin is primarily seen as a store of value, but it lacks the transactional capabilities that XRP provides.” he said. He also pointed out that Bitcoin transaction fees are rising, making it less accessible to everyday users. “As mining rewards decrease, transaction fees will inevitably increase, potentially driving small users away. ” Experts warned.
Notably, this discussion also touches on the role of banks in the crypto world. Jeremy expressed concern that XRP's ties to banks could undermine its decentralized spirit. “XRP is designed to facilitate banking transactions, and this could lead to a system as oppressive as the traditional banking system. ” he insisted. Hamilton argued that XRP operates independently of banks and aims to provide a decentralized solution for cross-border payments.
That said, while both experts presented convincing arguments for their respective cryptocurrencies, more crypto networks such as Cardano and Chainlink are also eyeing a piece of the global currency pie. As a result, the debate over which digital assets will ultimately become popular remains open.
